Personal Savings and Investing
Download our Deposit Account Agreement and Disclosure
Savings Accounts
| Account | Amount to Open | Service Charge | Transactions Allowed | Interest | Statements |
|---|
| Save 1st |
$25 |
$5
Waived if:
$500 monthly average balance
|
- 6 withdrawals per statement cycle*, $1 excessive transaction fee
- ATM card access: $1 transaction
fee for withdrawals at non-OPCB ATM network** (other banks may charge a fee)
|
- Paid quarterly
- Compounded daily
|
- Quarterly statement cycle
- eStatements available
|
| EcoKids Savings |
$5 |
$0 |
Certificates of Deposit (CDs)
|
CDs
|
Amount to Open
|
Service Charge
|
Early Withdraw Fee
|
Interest
|
Statements
|
|---|
| 6 Month CD |
$1000 |
N/A |
30 days
interest |
- Paid at maturity
- Compounded daily
|
- Quarterly Statement Cycle
|
| 12 Month CD |
| 24 Month CD |
N/A |
90 days
interest |
| 36 Month CD |
IRAs and ESAs
|
Traditional,
Roth & SEP IRAs &
Education Savings Accounts
|
Amount to Open
|
Service Charge
|
Early Withdraw Fee
|
Interest
|
Statements
|
|---|
| 1 yr IRA or ESA |
$1000 |
N/A |
Bank and IRS penalties may be imposed
for early withdrawal. Assessment of
penalties can reduce principal and earnings.
|
- Paid quarterly
- Compounded daily
|
- Quarterly
Statement
Cycle
|
| 2 yr IRA or ESA |
| 3 yr IRA or ESA |
Other Important Info:
*Details in your OPCB Deposit Account Agreement and Disclosure
**Any ATM not in the One PacificCoast Bank ATM network is a non-OPCB ATM. Our network includes our office locations and thousands of ATMs coast to coast in the United States and worldwide through our partner providers.
