Nonprofit Loans and Lines of Credit
Commercial Financing
One PacificCoast Bank has the experience and expertise to help your organization expand its impact on the community. We offer the following financing options for nonprofit organizations:
- Term Loans
- Lines of Credit
- Commercial Mortgages
Want to inquire about a nonprofit loan, email Cara Wick at cwick@opcb.com or call at 510.550.8431.
Nonprofit Builder Loans
Our business builder loan ranges from $5,000 to $50,000.
You may use this loan to:
- Refinance business-related debt
- Purchase equipment,
- Finance inventory and accounts receivable,
- Business-related tenant improvements, or
- Other working capital needs
- Loans cannot be used to repay personal debt.
Learn more about the Nonprofit Builder loan.
Get Started
Download our Loan Application
Return Complted Applications:
One PacificCoast Bank, FSB
c/o Business Builder
1438 Webster, Suite100
Oakland, CA 94612
If you have questions or concerns, please email mybank@opcb.com.
Term Loans
We offer several ways to help your organization meet its long-term goals. Our term loans may be used to finance equipment, capital expenditures, tenant improvements, and other long-term projects.
Lines of Credit
We offer two ways for your nonprofit to take advantage of short-term opportunities as they arise. Our revolving lines of credit let your organization finance short-term working capital needs. Our non-revolving lines of credit let your organization borrow funds disbursed over a period of time; once the project is complete, the line converts to a term loan.
Commercial Mortgages
We offer tailored financing for all types of commercial properties.
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Our Philosophy
 Our profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.
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Our Customers
 We strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!
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Open an Account
Open an eco-friendly personal checking or savings account now!
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