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Nonprofit Loans and Lines of Credit


Nonprofit Loan Types

Beneficial State Bank has the experience and expertise to help your organization expand its impact on the community. We offer the following financing options for nonprofit organizations:

  • Term Loans
  • Lines of Credit
  • Commercial Mortgages


Nonprofit Builder Loans

We offer a Nonprofit Builder Loan to assist organizations with:

  • Purchasing equipment
  • Financing inventory and accounts receivable
  • Repaying high interest rate business related debt
  • Business purpose tenant improvements
  • No personal related debt repayment allowed

Learn more about our Builder Loan.

Get Started

Nonprofit Builder Loan Application (PDF)


Term Loans

We offer several ways to help your organization meet its long-term goals. Our term loans may be used to finance equipment, capital expenditures, tenant improvements, and other long-term projects.

Lines of Credit

We offer two ways for your nonprofit to take advantage of short-term opportunities as they arise. Our revolving lines of credit let your organization finance short-term working capital needs. Our non-revolving lines of credit let your organization borrow funds disbursed over a period of time; once the project is complete, the line converts to a term loan.

Commercial Mortgages

We offer tailored financing for all types of commercial properties for nonprofit organizations.


Have questions? 


Dick Fletcher, Chief Lending Officer | | 510.550.8432

Oregon or Washington

Randell Leach, Chief Credit Officer | | 503.200.5509



Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation 
to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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