Our Business Builder loan ranges from $5,000 to $50,000.
You may use this loan to:
- Refinance business-related debt
- Purchase equipment,
- Finance inventory and accounts receivable,
- Business-related tenant improvements, or
- Other working capital needs
- Loans cannot be used to repay personal debt.
Learn
more about the Business Builder loan.
Get Started
Loan Application |
Personal Financial Statement |
IRS Form 4506-T (please include all documents with application)
If you have questions or concerns, please email mybank@opcb.com.
We offer tailored financing for all types of commercial properties. Our commercial real estate products include:
- Acquisition and refinancing of owner-occupied and non-owner-occupied investment properties
- Interim and long-term real estate financing
- Neighborhood stabilization financing
Learn more about commercial loan.
One PacificCoast Bank offers several ways to help your company meet its long-term goals. Our business term loans may be used to finance:
To inquire about a commercial loan, email mybank@opcb.com.
Lines of Credit
We offer two ways for your business to take advantage of short-term opportunities as they arise:
- Our revolving lines of credit finance your short-term working capital needs.
- Our non-revolving lines of credit let your business borrow funds disbursed over a period of time; once the project is complete, the line converts to a term loan.
SBA and USDA Guaranteed Loans
As a national preferred SBA lender, One PacificCoast Bank makes getting an SBA loan fast and easy. Choose from one of the many business financing solutions offered by One PacificCoast Bank and the Small Business Administration (SBA) or the United States Department of Agriculture (USDA).
These programs can help your small business grow with favorable and flexible terms and competitive loan rates.We offer four options:
- SBA Express
- SBA 7(a) Loan
- SBA 504 Loan
- USDA Business & Industry
Find out which government guaranteed financing solution is right for your business. (PDF)
Download an SBA Application (PDF)
Personal Financial Statement--must be included with SBA Loan Application (PDF)
