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Lendup and Beneficial State Bank announce major expansion of credit card partnership

Press Release | May 16, 2017

San Francisco Bay Area, CA (May 16, 2017) -- LendUp, a socially responsible lender for the emerging middle class, and Beneficial State Bank (Beneficial State), a social enterprise bank, today announced a significant expansion of the L Card, its credit card joint venture. The move is expected to quadruple the availability of L Cards, a Visa credit card product designed by LendUp and issued by Beneficial State for consumers traditionally shut out of mainstream banking due to poor credit scores or damaged credit files. The expansion builds on the firms’ partnership that extends back to the L Card pilot in April 2015. Read more.




Seasoned banking veterans join Beneficial State Bank To expand community banking services and amplify mission impact

Press Release | May 11, 2017

PORTLAND, Ore. – May 11, 2017 – Two experienced banking executives are joining the Beneficial State family to help expand small business banking, cash management services, and commercial banking at both Beneficial State Bank (Beneficial State) and Albina Community Bank (Albina). Mission-driven holding company Beneficial State Bancorp owns Beneficial State and is a majority shareholder of Albina; both are Certified B Corporations®. Read more.





Beneficial State Bank Statement Regarding the Proposed CDFI Fund Budget Cuts

Blog Post | March 16, 2017

The president’s decision to cut funding for the CDFI Fund is outrageously bad policy that will have a resounding impact in low-income neighborhoods and historically marginalized communities for generations to come. The program the president has chosen to cut expands economic opportunity for under-served people in low-income communities across the country. Read more.




Albina And Beneficial State Banks to Share Leadership  

Press Release | January 11, 2017

PORTLAND, Ore. – Jan. 11, 2017 – Albina Community Bank (Albina) and Beneficial State Bank (Beneficial State) are taking steps to increase impact in 2017 with several key leadership changes that build on the work of departing Albina CEO Cheryl Cebula.

A 30-year banking veteran, Cebula joined Albina in 2003 and most recently returned the bank to strength and stability after the turbulent financial crisis. In preparation for Cebula’s March 31, 2017 departure to pursue other opportunities, her leadership roles are being assumed by Kat Taylor and Dan Skaff, co-CEOs of Beneficial State. The bank became a majority investor in the recapitalization of Albina in 2013 and the two organizations share a history of mission-driven “beneficial” banking as Community Development Financial Institutions (CDFIs) and Certified B Corporations. Read more.



Together we will build something beautiful, our thoughts about the election

Blog Post | November 15, 2016

We face some pretty unpleasant facts in the aftermath of the election. First, the values espoused to win this Presidency are antithetical to our own as a values-driven bank and the stated objectives of our new President would be dire for climate and social justice, which are central to the bank's mission. Second, the fact that seven million fewer votes were cast in this election cycle than in the last was determinative and represents a travesty of democracy, not a triumph. Third, in most states, voters routed whom they believed to be liberal elites from the top to the bottom of the ballot. And they did so in favor of a perceived populist outsider. While the outcome came as a shock to progressives and pundits, the level of frustration and desperation that produced it does not. And to this bank, the dangerous underpinnings of the election results have never been out of focus, much less out of sight. Marginalization that has long plagued our targeted and treasured communities has now spread to enough of the electorate at large to change the outcome. Read more.


Federal Home Loan Bank of San Francisco awarded $1.5 million in grants through their 2016 AHEAD program—and three of the winners are Beneficial State Bank community partners!

Blog Post | September 12, 2016

On September 7, the Federal Home Loan Bank of San Francisco announced that they awarded $1.5 million in grants through their 2016 AHEAD Program. The program, designed for Bank members who work with community groups, offers funding for “targeted economic development projects and non-AHP-eligible housing initiatives that create benefits for low- and moderate-income communities.” Read More


Further proof that we need a banking system for good

Blog Post | September 10, 2016

We at Beneficial State Bank serve our mission to change the banking system for good. This week's round of fines for predatory bank behavior represents just more, and more tragic, evidence that nothing short of changing the banking system for good will suffice. Banking must come back into alignment with the interests of the public. That's who gives banking its license and mandates. Read more.



Beneficial State Bank is Giving Away a Fuel-Efficient Vehicle to an Individual Building Something Beautiful in Tulare, Kern, Fresno or Los Angeles Counties

August 24, 2016 | Press Release 

Porterville, CA, August 23, 2016 (PR WEB) — Beneficial State Bank (Beneficial State), a mission-driven community development bank, is giving away a Toyota Prius Hybrid to an outstanding individual working to improve their community by Building Something Beautiful.. As a high-road auto lender throughout California, Oregon, and Washington, Beneficial State is committed to helping families and individuals, particularly those in areas lacking options for fair financial services, gain access to fuel-efficient vehicles. Read more.


Beneficial State Bank Celebrates Recent Merger with Prominent CDFI Auto Lender, Pan American Bank by Giving Away a Toyota Prius Hybrid™ to an Outstanding Community Member

August 2, 2016 | Press Release

Oakland, CA, August 1, 2016 (PR WEB) — Beneficial State Bank (Beneficial State) is growing to serve more communities and increase its positive impact throughout California. This August, Beneficial State is bringing together customers, friends, and partners to celebrate its recent merger with Pan American Bank, at each branch in the Central Valley and Los Angeles. Tom Steyer, Co-Founder and Chairman stated, “Beneficial State Bank is growing fast, and this means California families from Los Angeles to Bakersfield to Sacramento can now access our fair and affordable banking services. Kat and I cannot wait to celebrate these new branches with our community members. Together, we can build something beautiful." Read more.


Beneficial Banking Champion, Kat Taylor, Makes the Cover of Conscious Company’s July/August Issue

July 15, 2016 | Press Release 

Co-CEO and Co-Founder of Beneficial State Bank, Kat Taylor, makes the cover of Conscious Company magazine’s 2016 July/August issue. In the feature story, Meet The Woman Beating the Big Banks At Their Own Game, Conscious Company spotlights how Beneficial State Bank stands out from other banks, why Taylor chose to change the world through banking, and what lessons she has learned along the way. Read more.


Beneficial State Bank Announces the Completion of Its Merger With Pan American Bank

June 20, 2016 | Press Release

Oakland, CA, June 20, 2016 (PR WEB) -- Beneficial State Bank (“Beneficial State”) today announced the completion of its merger with Pan American Bank (“Pan Am”) effective as of the close of business on June 17, 2016. The combined entity is now operating as Beneficial State Bank. Read more.

Beneficial State Bank and Pan American Bank Announce Receipt of Final Regulatory Approvals

May 16, 2016 | Press Release

Oakland, CA, May 16, 2016 (PR WEB) – Beneficial State Bank (“Beneficial State”) and Pan American Bank (“Pan Am”) today announced that all required regulatory approvals for the mergers of Beneficial State and Pan Am into Beneficial State Bank have been received.  Subject to the satisfaction of customary closing conditions, the mergers are expected to be consummated beginning of June. Read more


Beneficial State takes a stand to #CallItOut with the LGBTQ community

April 13, 2016 | Blog

In 2016, there have been three stand-alone anti-LGBTQ bills singed into law— in Kansas, North Carolina and the latest, Mississippi. These bills implicitly discriminate against the LGBTQ community. Read more.


Build Something Beautiful Newsletter

February 25, 2016 | eNewsletter

Five Easy...Rules: Some looking-back design is going on in banking circles. While we embrace our regulatory obligations, we also applaud the critique. We can always improve how we manage the most important source of finance to Main Street. In the early days of Dodd Frank, the attempt to re-regulate the banks in the wake of the financial crisis, we at Beneficial State Bank had proposed a simpler regime to make sure all banks serve their constituencies. This is no mean feat. Read More.


Beneficial State Bank Launches Impact Website

January 25, 2016 | Press Release

Beneficial State Bank and Foundation believe that banks should nourish their communities, not extract from them. That doing the right thing is not only imperative, it's contagious. And that together, everyone can create a new banking system. To that end, Beneficial State recently created a new position, Chief Impact Officer, and hired Erin Kilmer Neel to lead the Impact Department. This department and newly launched website helps to foster an ecosystem for Beneficial Banking that includes collaborating with other banks, engaging with community members, informing and assisting businesses, and cultivating a new sustainable economy. Read more.

Impact Launch Graphic


Beneficial State Bank to Purchase Pan American Bank In All-Cash Transaction

January 13, 2016 | Press Release

Beneficial State Bank (Beneficial State), a wholly-owned banking subsidiary of Beneficial State Bancorp, and Pan American Bank (OTCQB: PAMB) today announced the signing of a definitive agreement pursuant to which Beneficial State will acquire all of the outstanding shares of Pan American Bank in an all-cash transaction. Financial terms were not disclosed. Read more.


Build Something Beautiful Newsletter

December 22, 2015 | eNewsletter

Beneficial State Bank & Housing Action Commitment 

At Beneficial State Bank, we believe that safe, clean, comfortable, and convenient housing, a sustainable commute from jobs, is a human right. There is a growing affordable housing crisis in each of the regions in which we live and work, and as a bank, we have the ability and responsibility to help find and fund solutions for housing affordability and preserve this right for everyone. Read more.


project^ Receives $1.5 Million Grant as a Winner of the U.S. Tall Wood Building Prize Competition

November 2, 2015 | Press Release

project^, a Portland-based values-driven real estate developer, announced that they have received, on behalf of Framework, LLC, a one and half million dollar award from the USDA, Softwood Lumber Board and Binational Softwood Lumber Council for their submission, Framework, to the U.S. Tall Wood Building Prize Competition. U.S. Secretary of Agriculture Tom Vilsack announced the winners of the Competition at a press conference in New York City on September 17, 2015. Two winning development teams were granted a combined $3 million in funding to support the development of tall wood demonstration projects in New York and Portland, OR. Read more.


Beneficial State Bank Receives Promontory Empowerment Award For Oakland Kindergarten to College Savings Program

October 30, 2015 | Press Release

Beneficial State Bank received Promontory Empowerment Award this week to initiate a Kindergarten to College Savings Program in Oakland, CA. Beneficial State Bank, in partnership with the City of Oakland, Oakland Unified School District (OUSD), and prominent Bay Area nonprofit and philanthropic organizations like the Walter and Elise Haas Fund, East Bay Community Foundation and East Bay College Fund, will provide and seed fund educational savings accounts for Oakland students. The Kindergarten to College Savings Program will be part of the City of Oakland’s broader College Bound Oakland initiative to help students and their families to save money for education, set expectations for college graduation, and put children on the path towards financial stability and economic opportunity. Read more.


Beneficial State Bank and Albina Community Bank receive Bank Enterprise Awards for Investment in Low-Income Communities

September 29, 2015 | Press Release

Two banks majority owned by Beneficial State Bancorp, an unusual bank holding company whose economic interests are 100% owned by the Beneficial State Foundation, won grants from the Community Development Financial Institution (CDFI) Fund within the US Treasury Department over the last ten days. The U.S. Department of the Treasury’s CDFI Fund awarded $18.1 million in grants to 83 FDIC-insured financial institutions for serving economically distressed communities across the nation. Read more.

Banking as a Force for Good to Promote Positive Social Change

July 20, 2015 | Press Release

From the far West to the North and the South, a growing number of regulated state and national banks are using banking as a way to promote positive social change.

These banks are B Corp banks. What is a B Corp bank? Certified by the nonprofit B Lab, B Corp banks are banks using business as a force for good. As B Lab stated, “B Corp is to business what Fair Trade certification is to coffee or USDA Organic certification is to milk.” Read more.

2014 Annual Beneficial Banking Report

June 30, 2015 | Annual Report

Beneficial depositors and borrowers, arise to take your rightful place in the making of the new economy! We are not even kidding! We all now have a bank model that is reliably profitable, producing to the benefit of all and harm to none, and changing the banking system.

Check out our 2014 impact!



Beneficial State Bank, LendUp Technologies, Inc. Launch Personal Builder Loan

June 1, 2015 | Press Release

Beneficial State Bank (Beneficial State) and LendUp Technologies, Inc. (LendUp) have partnered to bring a new type of loan to individual borrowers in California, Oregon, and Washington-- the Personal Builder Loan. This responsible alternative to many traditional payday loans in the market is designed to help customers meet their short-term liquidity needs while building their credit. Product features focus on convenience and credit building. Product features include offering a loan amount higher than typical payday loans, repaid over multiple months and payments reported to credit bureaus. Read more.


Beneficial State Bank Honored as ‘Best for the World", Creating Greatest Overall Positive Social and Environmental Impact

May 20, 2015 | Press Release

Beneficial State Bank was recognized for creating the most positive overall social and environmental impact by the nonprofit B Lab with the release of the fourth annual ‘B Corp Best for the World’ list. The ‘B Corp Best for the World’ list honors businesses that earned an overall score in the top 10% of more than 1,200 Certified B Corporations from over 120 industries on the B Impact Assessment, a rigorous and comprehensive assessment of a company's impact on its workers, community, and the environment. Honorees were recognized among micro, small, and mid-sized businesses around the globe. Read more.


Build Something Beautiful Newsletter

March 31, 2015 | eNewsletter

In 2007, we launched a bank in the image of the great pioneering, socially responsible banks of the 1970's. Our 2.0 effort was to solve for the excesses of the megabanks. We could only then guess at the extent of those damages but we felt that maximizing profits at all costs created problems and that too many people were not getting fair and transparent financial services. In particular, too little funding was going to the new economy -- an economy that is fully inclusive, racially and gender just, and ecologically sound. So almost eight years into this journey to practice beneficial banking, what have we learned? Read more.


Beneficial State Bank Expands to Santa Rosa and Adds a Multifamily Division

March 31, 2015 | Press Release

OAKLAND, CA (March 31 2015) – Beneficial State Bank (Beneficial State) recently recruited Scott Affens as Senior Vice President, Multifamily Division Head to lead their multifamily expansion and, opening and operating of their Santa Rosa, CA Loan Production Office. Also joining the Beneficial State team and Affens in the new Santa Rosa office is Brian Rose, VP, Relationship Manager. Read more.


Beneficial State Bancorp Hires First Employee to Lead M&A and Product Growth

March 18,2015 | Press Release

The first employee of Beneficial State Bank’s Holding Company, Beneficial State Bancorp hired Jennifer Finger to serve as Executive Vice President of Strategy and Development. Read the full release.


Beneficial State Bank Promotes Proven Leaders to be Pacific NW Regional President & Senior Vice President

March 11,2015 | Press Release

Beneficial State Bank recently promoted Randell Leach to Regional President of the Pacific Northwest division and Matt Anderson to Senior Vice President. Beneficial State is an innovative, triple bottom-line, FDIC-insured, Community Development Financial Institution (CDFI) and Certified B Corporation. Beneficial State came from a shared vision for a financial institution that provides mission-aligned capital to community-based businesses, builds the long-term prosperity of enlightened consumers, and empowers organizations that have a strong commitment to the environment. Read the full release.


Beneficial State hosts Money on a Mission series

February 24, 2015 | Article from the Northwest Weekly

Ten months ago, Beneficial State Bank was known as One PacificCoast Bank. It was a temporary name taken after a merger, and the bank’s current name purposefully reflects its full commitment to its community. The economic rights of Beneficial State Bank are owned by Beneficial State Foundation, Oakland, Ca., which is mandated to re-invest all profits back into the low-income communities served by the bank. Read the full article here.


Building Main Street: Money on A Mission

February 11, 2015 | Event

Looking to grow your business? In the Seattle area there are dozens of banks, community lenders, and crowd-funding options for small businesses, as well as organizations that support growing businesses in myriad ways. Money on a Mission is an event to connect local small businesses and entrepreneurs to local capital providers co-hosted by Beneficial State Bank, Community Sourced Capital, and Main Street Alliance of Washington. Join us Wednesday, March 4th at Impact HUB Seattle for engaging discussions and networking with local lenders and fellow entrepreneurs. RSVP here.


"The Story Behind One Bank’s $5B Ambitions"

January 30, 2015 | Article from the Portland Business Journal

Kat Taylor is a hall of fame conversationalist. In one hour, the Beneficial State Bank CEO can effortlessly weave between Joseph Campbell, Freud, the "Wizard of Oz" and the complexities of the Dodd-Frank Act. Read the full article here.


Our 2014 Update, so far!

August 27, 2014 | Letter from the CEO

We are excited to have launched our new name and logo! As you may recall, we rebranded to better reflect our mission and promise. Beneficial State Bank is meant to describe a practice of banking that aspires to benefit all while harming none. That's what we espouse for all banking, not just our bank, as demonstrated in our tagline from the beginning -- "Welcome to Beneficial Banking." There is a double entendre to the name in that we hope to be creating a beneficial state of mind and being. Read more.


Renamed Bank Still Focused on Building Community

August 25, 2014 | Article on

One PacificCoast Bank is rebranding itself to better reflect its social justice agenda as Beneficial State Bank. Beneficial State Bank takes its social mission seriously. The bank is a member of the Social Venture Network and is a registered B Corporation. In fact, B Lab recognizes the bank as qualifying for “Best for Community Impact.” Read more.

Beneficial State Bank Honored as ‘Best for Communities’ 

August 11, 2014 | Press Release

Beneficial State Bank was recognized for creating the most positive community impact by the nonprofit B Lab with the release of the third annual ‘B Corp Best for Communities’ list. The ‘B Corp Best for Communities’ list honors 86 businesses that earned a community impact score in the top 10% of all Certified B Corporations of their size on the B Impact Assessment, a rigorous and comprehensive assessment of a company's impact on its workers, community, and the environment. Honorees were recognized among micro, small, and mid-sized businesses. Read more.


Our CEO featured in the latest issue of
Trim Tab Magazine

July 28, 2014 | Article in Trim Tab Magazine

Check out the full article featuring our CEO, Kat Taylor and our new International Living Future Institute's new affinity credit card. Read more.


Beer & Online Banking in Seattle!

 July 28, 2014 | Event

Join us Wednesday, July 30th at our Seattle branch for beer and online banking! This is a networking opportunity and a chance to get a hands-on demostration of our online banking products for individuals and organizations. Join our CEO Kat Taylor and other Beneficial Banking Staff. We'll have a gift for the first 25 guests to celebrate our rebranding! RSVP here.


One PacificCoast Bank is now, Beneficial State Bank!

 July 21, 2014 | Press Release

Built on a commitment to social justice, environmental well-being, and financial sustainability, OneCalifornia Bank began in 2007 to offer fair and transparent commercial loans, transactional services, savings products, and financial assistance. Along the way, OneCalifornia Bank merged with ShoreBank Pacific, expanding its reach to Oregon and Washington, and settled temporarily on the name of One PacificCoast Bank. The time has come to adopt a more fitting brand. Read more.


Beneficial State Closing Ilwaco Branch

July 18, 2014 | Letter from the CEO

From the beginning, Beneficial State Bank—formerly One PacificCoast Bank & ShoreBank Pacific—has been committed to serving rural communities. As we've grown, we've constantly assessed how best to bring beneficial banking services and aligned lending to communities, which includes recognizing when older models can no longer meet current banking demands or economics. Read more.


OPCB Honored as ‘Best for the World’, Creating Most Overall Positive Social and Environmental Impact

March 19, 2014 | Press Release

Today, One PacificCoast Bank, FSB (OPCB) was recognized for creating the most positive overall social and environmental impact by the nonprofit B Lab with the release of the third annual 'B Corp Best for the World' list. Read more.


Ashley Henry appointed to Portland's social investment committee

March 18, 2014 

One PacificCoast Foundation’s Program Officer, Ashley Henry was recently appointed one of five business and academic leaders by Portland Mayor Hales, to join a city of Portland committee to assist in studying socially responsible investments. Read more.

Change our Name Campaign

January 13, 2014 | Article by Kat Taylor, CEO

After having our doors open for six years, purchasing two banks and expanding into Oregon and Washington, we decided now is a great time to rebrand our name and narrative to reflect our mission, values and why we embarked on this journey in 2007. Read more.

OPCB Announced a CDFI Bank Enterprise Award Recipient

November 15, 2013 | Press Release from CDFI

CDFI Fund announced the recipients of their $17 million grant for 2013, and we are among the biggest winners awarded with $323,000 (highest amount any institution can receive) with our partner bank, Albina Community Bank receiving $256,950! You can read the entire press release below and more on the BEA Program. Read more.


The Beneficial Banking Summer Internship

October 28, 2013 | Article by Miriam Joffe-Block

“Be prepared for significant responsibility and to tackle really big projects.”  That’s the advice Summer 2013 intern Michelle Peterson has for next summer’s program participants. Indeed, in our small organization, interns worked on deliverables that were not only challenging, but critical and central to many of the Bank’s programs. Read more.

We are Excited to Join the Net Impact Conference!

October 18, 2013 | Article by Miriam Joffe-Block

One PacificCoast Bank CEO Kat Taylor will be speaking at the Forward Looking Finance panel at the 2013 Net Impact Conference in San Jose. Net Impact is a non-profit focused on empowering and connecting a new generation of leaders to drive social and environmental change through business. Read more.

OPCBancorp Purchases 90% of Albina Community Bank Stock

October 10, 2013 | Press Release

One PacificCoast Bancorp announced today that it has completed a stock purchase transaction of 90% of Albina Community Bank (Albina.) The purchase by OPCBancorp brings $8.75MM of new capital to Albina and returns the bank’s regulatory capital ratios to the level required by its regulators. Read more. 

OPCB Awarded a CDFI "Financial Assistance Award"

September 30, 2013 | Article by CEO, Kat Taylor

One PacificCoast Bank is pleased to add a $1.3MM CDFI award to its resources devoted to beneficial banking in Low-Income communities! OPCB gains access to CDFI award programs by virtue of being a registered Community Development Financial Institution (CDFI). There are only about 60 in the banking sector. Read more.

Slides Don't Just Build Themselves!

August 2013 | Article by Matt Anderson

It was a sunny, brilliant Saturday – the unofficial kickoff to summer in Portland, Oregon – and scores of beautiful children peered out their windows, whispers abundant, then slowly gathered to watch…the anticipation was killing them…for today was Christmas in June. Volunteers and workers congregated.  Blue prints were handed out. Construction gloves were put on. Read more.

New Accounts, New Products, New Core Deposit Campaign & a Chance to Win an iPad mini!

July 2013 | Quarterly CEO Letter, Kat Taylor

We hope the summer is treating you well, with plenty of time with family, friends, community and the out of doors!  In the spirit of summer renewal, I wanted to highlight a number of refreshed products the bank is offering as well as encourage you to join our Core Deposit Campaign! Read more.

Tips on New Account Choices

July 2013 | Article by Laurie Landeros

We are excited to report that it’s now easier than ever to access your accounts using our recently upgraded online banking platform or our Touchbanking mobile app for your smart phone. We are also happy to report that we now offer several ways to reduce fees on many checking and savings accounts. Read more.

Spreading Culture of Sourdough and Co-Operation

July 2013 | Article by Miriam-Joffe Block

 Leidy Fernandez is only 26 years old and already owns a bakery in the heart of San Francisco’s Mission District.  In less than three years, thanks to a reputation for quality pastries and distinctive pizzas, the bakery, Arizmendi Valencia, has grown to $1.5MM in yearly sales – and it is cooperatively owned and democratically managed by nineteen worker-owners, Fernandez among them. Read more.

OPCB Partners with Self-Help and East Bay Community Foundation to Restore Affordable Home Ownership Opportunities

May 2013 | From the desk of Kat Taylor, CEO

As part of our efforts to build long-term economic prosperity in the communities we serve, One PacificCoast Bank has been partnering with Self-Help, a leading non-profit Community Development Financial Institution like us, and East Bay Community Foundation to purchase or receive homes after foreclosure in order to renovate them and make them available to low-income families for ownership. Read more. 

OPCB Made the B Corp "2013 Best for the World Honoree" List

April 2013 | News article by

The B Corp Best for the World List recognizes those companies creating the most positive overall social and environmental impact. By scoring in the top 10% of all B Corps for overall social and environmental impact, these 2013 list of businesses are honored as the Best of the Best. We are very excited to join two other Oakland-based B Corps, Sunjevity and Give Something Back, on the 2013 list.  Read the full Forbes article and find out more about all the companies here

One PacificCoast Bancorp Signs Stock Purchase Agreement to Purchase Stock in Albina Community Bank

January 2013 | Press Release

Oakland, CA (January 30, 2013) – One PacificCoast Bancorp (OPCBancorp), parent of One PacificCoast Bank (OPCB), a triple bottom-line bank, announced today that it has entered into an investment agreement with Albina Community Bank of Portland, Oregon.  Subject to regulatory approval, the agreement to purchase stock in Albina Community Bank (ACB) will make OPCBancorp the majority owner of Albina Community Bank.  The transaction is structured to raise sufficient capital to bring Albina’s regulatory capital ratios to the level required by its regulators.Read more.

Remembering Brooks Shumway

January 2013 | From the desk of Kat Taylor, CEO

We are so sorry to inform you that our dear friend and colleague, Brooks Shumway, Executive Director of the TomKat Charitable Trust, passed away from complications related to cancer surgery on Friday, January 4th, 2013. Read more.

CEO Letter & Our Refreshed Website!

December 2012 | Quarterly CEO Letter by Kat Taylor

I hope this letter finds you enjoying Holidays with your families and friends.  As your bank, we try constantly to improve how we serve you and the values you hold dear.  We surely fall short still but our intentions are to fulfill the promise of Beneficial Banking.  As a basic commitment to you but also Inspired by the generosity of this season, we are launching a refreshed version of our website today.  Read more.

Three Michaels of Berkeley

December 2012 | News Article by

When Berkeley’s three most well-known Michaels take to the stage tonight for the first time, they will be doing so to support an organization that is helping foster a future generation of enthusiastic writers. Read the full article at

One PacificCoast Bank Joins the Benefit Corporation Movement 

October 2, 2012 | Press Release

One PacificCoast Bank, FSB is proud to be the latest financial institution certified as a B Corporation. B Corps are sustainably minded companies that care about doing good, as much as earning a profit. Joining this community of innovative companies was an effortless decision for One PacificCoast Bank, FSB. Read more.

Our Commitment to the Triple-Bottom Line

Summer 2012 | Quarterly CEO Letter by Kat Taylor

In this year of momentous developments, I write to report on the work of your bank.  As part of our commitment to the triple bottom line -- securing measurable environmental and social justice benefits at the same time we remain financially sustainable -- we renew our efforts to be transparent. Read more.

In Food, Slow is the New Fast

Summer 2012 | CoastNotes by Jae Easterbrooks

What is the Slow Food Movement and what has its impact been on the west coast food system in the United States?  It’s clear that awareness of Slow Food and of our food system has been growing substantially in recent years. Read more..

2012 Indie Awards: Supporting Local

Spring 2012 | CoastNotes by Trina Barton

At One PaciicCoast we take a hands-on, grassroots approach to supporting our local businesses and artists. The annual Indie Awards in Oakland is one of our most popular vehicles for doing this. Over the last 6 years we have devoted our resources towards building an event that is more than just a party – it has become a local mainstay during the month of May and a tangible expression of the local, living economy. Read more

Back to Small Business

Winter 2012 | CoastNotes by Francis James

These days, all eyes are on small businesses, and for good reason. The U.S. Treasury Department reports that small businesses put approximately one-half of all Americans to work and create nearly 60 percent of all new jobs. Read more.


Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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