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Richard Fletcher

Dick Fletcher is Beneficial State Bank’s executive Vice President and Chief Lending Officer. Prior to joining Beneficial State Bank, Dick was a community bank executive with Tamalpais Bank and Westamerica Bank in northern California. Previously in his career, he worked for Pricewaterhouse Coopers and the Bank of America in various senior domestic and international positions.

Dick’s commitment to community development and sustainable technology extends to volunteer leadership as well. He serves as treasurer of the Investment Committee and a member of the board of trustees for EARTH University in Costa Rica, a leading global institution dedicated to sustainable agriculture and natural resource development. He also serves on the board of directors of Canal Alliance, a nonprofit organization with programs serving the needs of immigrant families and their communities in northern California.

A chartered financial analyst, Dick earned a BA from the University of Virginia and his MA from the Johns Hopkins University School for Advanced International Studies. He is an alumnus of the WK Kellogg Foundation National Fellowship Program and a former Fulbright Scholar. Dick has traveled extensively in Central and South America and speaks Spanish and Portuguese.



Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

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Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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