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Beneficial State Bank Honored as ‘Best for Communities’ 

August 11, 2014 | Press Release

Beneficial State Bank was recognized for creating the most positive community impact by the nonprofit B Lab with the release of the third annual ‘B Corp Best for Communities’ list. The ‘B Corp Best for Communities’ list honors 86 businesses that earned a community impact score in the top 10% of all Certified B Corporations of their size on the B Impact Assessment, a rigorous and comprehensive assessment of a company's impact on its workers, community, and the environment. Honorees were recognized among micro, small, and mid-sized businesses. Read more.


 

Beer & Online Banking in Seattle!

 July 28, 2014 | Event

Join us Wednesday, July 30th at our Seattle branch for beer and online banking! This is a networking opportunity and a chance to get a hands-on demostration of our online banking products for individuals and organizations. Join our CEO Kat Taylor and other Beneficial Banking Staff. We'll have a gift for the first 25 guests to celebrate our rebranding!

RSVP here.


 

One PacificCoast Bank is now, Beneficial State Bank!

 July 21, 2014 | Press Release

Built on a commitment to social justice, environmental well-being, and financial sustainability, OneCalifornia Bank began in 2007 to offer fair and transparent commercial loans, transactional services, savings products, and financial assistance. Along the way, OneCalifornia Bank merged with ShoreBank Pacific, expanding its reach to Oregon and Washington, and settled temporarily on the name of One PacificCoast Bank. The time has come to adopt a more fitting brand. Read more.


 

Beneficial State Closing Ilwaco Branch

July 18, 2014 | Letter from the CEO

From the beginning, Beneficial State Bank—formerly One PacificCoast Bank & ShoreBank Pacific—has been committed to serving rural communities. As we've grown, we've constantly assessed how best to bring beneficial banking services and aligned lending to communities, which includes recognizing when older models can no longer meet current banking demands or economics. Read more.


 

OPCB Honored as ‘Best for the World’, Creating Most Overall Positive Social and Environmental Impact

March 19, 2014 | Press Release

Today, One PacificCoast Bank, FSB (OPCB) was recognized for creating the most positive overall social and environmental impact by the nonprofit B Lab with the release of the third annual 'B Corp Best for the World' list. Read more.


 

Ashley Henry appointed to Portland's social investment committee

March 18, 2014 

One PacificCoast Foundation’s Program Officer, Ashley Henry was recently appointed one of five business and academic leaders by Portland Mayor Hales, to join a city of Portland committee to assist in studying socially responsible investments. Read more.



Change our Name Campaign

January 13, 2014 | Article by Kat Taylor, CEO

After having our doors open for six years, purchasing two banks and expanding into Oregon and Washington, we decided now is a great time to rebrand our name and narrative to reflect our mission, values and why we embarked on this journey in 2007. Read more.



OPCB Announced a CDFI Bank Enterprise Award Recipient

November 15, 2013 | Press Release from CDFI

CDFI Fund announced the recipients of their $17 million grant for 2013, and we are among the biggest winners awarded with $323,000 (highest amount any institution can receive) with our partner bank, Albina Community Bank receiving $256,950! You can read the entire press release below and more on the BEA Program. Read more.


 

The Beneficial Banking Summer Internship

October 28, 2013 | Article by Miriam Joffe-Block

“Be prepared for significant responsibility and to tackle really big projects.”  That’s the advice Summer 2013 intern Michelle Peterson has for next summer’s program participants. Indeed, in our small organization, interns worked on deliverables that were not only challenging, but critical and central to many of the Bank’s programs. Read more.



We are Excited to Join the Net Impact Conference!

October 18, 2013 | Article by Miriam Joffe-Block

One PacificCoast Bank CEO Kat Taylor will be speaking at the Forward Looking Finance panel at the 2013 Net Impact Conference in San Jose. Net Impact is a non-profit focused on empowering and connecting a new generation of leaders to drive social and environmental change through business. Read more.



OPCBancorp Purchases 90% of Albina Community Bank Stock

October 10, 2013 | Press Release

One PacificCoast Bancorp announced today that it has completed a stock purchase transaction of 90% of Albina Community Bank (Albina.) The purchase by OPCBancorp brings $8.75MM of new capital to Albina and returns the bank’s regulatory capital ratios to the level required by its regulators. Read more. 



OPCB Awarded a CDFI "Financial Assistance Award"

September 30, 2013 | Article by CEO, Kat Taylor

One PacificCoast Bank is pleased to add a $1.3MM CDFI award to its resources devoted to beneficial banking in Low-Income communities! OPCB gains access to CDFI award programs by virtue of being a registered Community Development Financial Institution (CDFI). There are only about 60 in the banking sector. Read more.



Slides Don't Just Build Themselves!

August 2013 | Article by Matt Anderson

It was a sunny, brilliant Saturday – the unofficial kickoff to summer in Portland, Oregon – and scores of beautiful children peered out their windows, whispers abundant, then slowly gathered to watch…the anticipation was killing them…for today was Christmas in June. Volunteers and workers congregated.  Blue prints were handed out. Construction gloves were put on. Read more.



New Accounts, New Products, New Core Deposit Campaign & a Chance to Win an iPad mini!

July 2013 | Quarterly CEO Letter, Kat Taylor

We hope the summer is treating you well, with plenty of time with family, friends, community and the out of doors!  In the spirit of summer renewal, I wanted to highlight a number of refreshed products the bank is offering as well as encourage you to join our Core Deposit Campaign! Read more.



Tips on New Account Choices

July 2013 | Article by Laurie Landeros

We are excited to report that it’s now easier than ever to access your accounts using our recently upgraded online banking platform or our Touchbanking mobile app for your smart phone. We are also happy to report that we now offer several ways to reduce fees on many checking and savings accounts. Read more.



Spreading Culture of Sourdough and Co-Operation

July 2013 | Article by Miriam-Joffe Block

 Leidy Fernandez is only 26 years old and already owns a bakery in the heart of San Francisco’s Mission District.  In less than three years, thanks to a reputation for quality pastries and distinctive pizzas, the bakery, Arizmendi Valencia, has grown to $1.5MM in yearly sales – and it is cooperatively owned and democratically managed by nineteen worker-owners, Fernandez among them. Read more.



OPCB Partners with Self-Help and East Bay Community Foundation to Restore Affordable Home Ownership Opportunities

May 2013 | From the desk of Kat Taylor, CEO

As part of our efforts to build long-term economic prosperity in the communities we serve, One PacificCoast Bank has been partnering with Self-Help, a leading non-profit Community Development Financial Institution like us, and East Bay Community Foundation to purchase or receive homes after foreclosure in order to renovate them and make them available to low-income families for ownership. Read more. 



OPCB Made the B Corp "2013 Best for the World Honoree" List

April 2013 | News article by Forbes.com

The B Corp Best for the World List recognizes those companies creating the most positive overall social and environmental impact. By scoring in the top 10% of all B Corps for overall social and environmental impact, these 2013 list of businesses are honored as the Best of the Best. We are very excited to join two other Oakland-based B Corps, Sunjevity and Give Something Back, on the 2013 list.  Read the full Forbes article and find out more about all the companies here



One PacificCoast Bancorp Signs Stock Purchase Agreement to Purchase Stock in Albina Community Bank

January 2013 | Press Release

Oakland, CA (January 30, 2013) – One PacificCoast Bancorp (OPCBancorp), parent of One PacificCoast Bank (OPCB), a triple bottom-line bank, announced today that it has entered into an investment agreement with Albina Community Bank of Portland, Oregon.  Subject to regulatory approval, the agreement to purchase stock in Albina Community Bank (ACB) will make OPCBancorp the majority owner of Albina Community Bank.  The transaction is structured to raise sufficient capital to bring Albina’s regulatory capital ratios to the level required by its regulators.Read more.


 
Remembering Brooks Shumway

January 2013 | From the desk of Kat Taylor, CEO

We are so sorry to inform you that our dear friend and colleague, Brooks Shumway, Executive Director of the TomKat Charitable Trust, passed away from complications related to cancer surgery on Friday, January 4th, 2013. Read more.



CEO Letter & Our Refreshed Website!

December 2012 | Quarterly CEO Letter by Kat Taylor

I hope this letter finds you enjoying Holidays with your families and friends.  As your bank, we try constantly to improve how we serve you and the values you hold dear.  We surely fall short still but our intentions are to fulfill the promise of Beneficial Banking.  As a basic commitment to you but also Inspired by the generosity of this season, we are launching a refreshed version of our website today.  Read more.


 
Three Michaels of Berkeley

December 2012 | News Article by Berkeleyside.com

When Berkeley’s three most well-known Michaels take to the stage tonight for the first time, they will be doing so to support an organization that is helping foster a future generation of enthusiastic writers. Read the full article at Berkeleyside.com.



One PacificCoast Bank Joins the Benefit Corporation Movement 

October 2, 2012 | Press Release

One PacificCoast Bank, FSB is proud to be the latest financial institution certified as a B Corporation. B Corps are sustainably minded companies that care about doing good, as much as earning a profit. Joining this community of innovative companies was an effortless decision for One PacificCoast Bank, FSB. Read more.



Our Commitment to the Triple-Bottom Line

Summer 2012 | Quarterly CEO Letter by Kat Taylor

In this year of momentous developments, I write to report on the work of your bank.  As part of our commitment to the triple bottom line -- securing measurable environmental and social justice benefits at the same time we remain financially sustainable -- we renew our efforts to be transparent. Read more.



In Food, Slow is the New Fast

Summer 2012 | CoastNotes by Jae Easterbrooks

What is the Slow Food Movement and what has its impact been on the west coast food system in the United States?  It’s clear that awareness of Slow Food and of our food system has been growing substantially in recent years. Read more..



2012 Indie Awards: Supporting Local

Spring 2012 | CoastNotes by Trina Barton

At One PaciicCoast we take a hands-on, grassroots approach to supporting our local businesses and artists. The annual Indie Awards in Oakland is one of our most popular vehicles for doing this. Over the last 6 years we have devoted our resources towards building an event that is more than just a party – it has become a local mainstay during the month of May and a tangible expression of the local, living economy. Read more



Back to Small Business

Winter 2012 | CoastNotes by Francis James

These days, all eyes are on small businesses, and for good reason. The U.S. Treasury Department reports that small businesses put approximately one-half of all Americans to work and create nearly 60 percent of all new jobs. Read more.


    

Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

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Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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