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Beneficial State Foundation

Beneficial State Foundation engages in charitable and educational activities that primarily support Beneficial State Bank’s community development mission and activities. Included are programs and sponsorships to increase financial literacy, stimulate community development, and help eliminate discrimination, encourage affordable housing, and alleviate economic distress in disadvantaged communities throughout California, Oregon and Washington. We believe that financial knowledge and sound financial practices can contribute profoundly to wealth creation, community development, and self-sufficiency.

A key component to Beneficial State Bank and Foundation’s vision and mission is the belief that positive economic change will result from the provision and promotion of beneficial banking in low-and moderate – income communities. Beneficial banking enhances community development by providing sustainable innovative banking services – credit, transactional services, and savings vehicles -- to mission-aligned local businesses and nonprofits that provide a solid basis for neighborhood stabilization and economic growth. Moreover, Beneficial State Bank and Foundation believe that beneficial banking also includes the provision of transparent and healthy financial products to individuals, nonprofits and businesses that have traditionally lacked access to financial services, particularly alternatives to predatory practices such as high fee check cashing and payday lending. 







Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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